Can a Insurance Underwriter afford to live in Houston?

Excellent46% of take-home left to save — you can save aggressively here.
Median salary (gross)
Insurance Underwriter · Houston
$76,792
Income tax (~20% effective)
United States
– $15,542
Take-home pay
$5,104/mo
$61,250
Living costs (1 person)
$2,740/mo · derived
– $32,880
Savings potential
$2,364/mo · 46% of take-home
$28,370

Single professional, after-tax. Salary − tax − living costs = what you could save each year.

Full salary breakdown →Is this a good salary in Houston? →Compare Houston with another city →

How we calculated this

• Salary: BLS OES median for Insurance Underwriter, adjusted for Houston.

• Tax: United States single-filer effective rate (~20%). Official calculator.

• Living costs: derived from cost-of-living index for a single professional.

Planning estimates, not financial or tax advice. Updated 2026. Your situation will differ.