Can a Insurance Agent afford to live in Phoenix?

Comfortable25% of take-home left to save — solid margin to save and invest.
Median salary (gross)
Insurance Agent · Phoenix
$54,214
Income tax (~20% effective)
United States
– $10,643
Take-home pay
$3,631/mo
$43,571
Living costs (1 person)
$2,720/mo · derived
– $32,640
Savings potential
$911/mo · 25% of take-home
$10,931

Single professional, after-tax. Salary − tax − living costs = what you could save each year.

Full salary breakdown →Is this a good salary in Phoenix? →Compare Phoenix with another city →

How we calculated this

• Salary: BLS OES median for Insurance Agent, adjusted for Phoenix.

• Tax: United States single-filer effective rate (~20%). Official calculator.

• Living costs: derived from cost-of-living index for a single professional.

Planning estimates, not financial or tax advice. Updated 2026. Your situation will differ.