Can a HVAC Technician afford to live in Houston?

Comfortable29% of take-home left to save — solid margin to save and invest.
Median salary (gross)
HVAC Technician · Houston
$55,746
Income tax (~17% effective)
United States
– $9,679
Take-home pay
$3,839/mo
$46,067
Living costs (1 person)
$2,740/mo · derived
– $32,880
Savings potential
$1,099/mo · 29% of take-home
$13,187

Single professional, after-tax. Salary − tax − living costs = what you could save each year.

Full salary breakdown →Is this a good salary in Houston? →Compare Houston with another city →

How we calculated this

• Salary: BLS OES median for HVAC Technician, adjusted for Houston.

• Tax: United States single-filer effective rate (~17%). Official calculator.

• Living costs: derived from cost-of-living index for a single professional.

Planning estimates, not financial or tax advice. Updated 2026. Your situation will differ.