Can a Firefighter afford to live in Cincinnati?

Comfortable34% of take-home left to save — solid margin to save and invest.
Median salary (gross)
Firefighter · Cincinnati
$58,570
Income tax (~21% effective)
United States
– $12,467
Take-home pay
$3,842/mo
$46,103
Living costs (1 person)
$2,520/mo · derived
– $30,240
Savings potential
$1,322/mo · 34% of take-home
$15,863

Single professional, after-tax. Salary − tax − living costs = what you could save each year.

Full salary breakdown →Is this a good salary in Cincinnati? →Compare Cincinnati with another city →

How we calculated this

• Salary: BLS OEWS 2025 metro-area survey median for Firefighter, adjusted for Cincinnati.

• Tax: United States single-filer effective rate (~21%). Official calculator.

• Living costs: derived from cost-of-living index for a single professional.

Planning estimates, not financial or tax advice. Updated 2026. Your situation will differ.