Can a Cloud Security Engineer afford to live in Richmond?

Excellent60% of take-home left to save โ€” you can save aggressively here.
Median salary (gross)
Cloud Security Engineer ยท Richmond
$126,230
Income tax (~31% effective)
United States
โ€“ $39,602
Take-home pay
$7,219/mo
$86,628
Living costs (1 person)
$2,860/mo ยท derived
โ€“ $34,320
Savings potential
$4,359/mo ยท 60% of take-home
$52,308

Single professional, after-tax. Salary โˆ’ tax โˆ’ living costs = what you could save each year.

How we calculated this

โ€ข Salary: BLS OEWS 2025 metro-area survey median for Cloud Security Engineer, adjusted for Richmond.

โ€ข Tax: United States single-filer effective rate (~31%). Official calculator.

โ€ข Living costs: derived from cost-of-living index for a single professional.

Planning estimates, not financial or tax advice. Updated 2026. Your situation will differ.