Can a Civil Engineer afford to live in Richmond?

Excellent46% of take-home left to save โ€” you can save aggressively here.
Median salary (gross)
Civil Engineer ยท Richmond
$87,218
Income tax (~27% effective)
United States
โ€“ $23,879
Take-home pay
$5,278/mo
$63,339
Living costs (1 person)
$2,860/mo ยท derived
โ€“ $34,320
Savings potential
$2,418/mo ยท 46% of take-home
$29,019

Single professional, after-tax. Salary โˆ’ tax โˆ’ living costs = what you could save each year.

How we calculated this

โ€ข Salary: BLS OES median for Civil Engineer, adjusted for Richmond.

โ€ข Tax: United States single-filer effective rate (~27%). Official calculator.

โ€ข Living costs: derived from cost-of-living index for a single professional.

Planning estimates, not financial or tax advice. Updated 2026. Your situation will differ.