Can a Civil Engineer afford to live in London?

Comfortable24% of take-home left to save — solid margin to save and invest.
Median salary (gross)
Civil Engineer · London
$86,986
Income tax (~32% effective)
United Kingdom
– $27,573
Take-home pay
$4,951/mo
$59,413
Living costs (1 person)
$3,747/mo · curated
– $44,964
Savings potential
$1,204/mo · 24% of take-home
$14,449

Single professional, after-tax. Salary − tax − living costs = what you could save each year.

Monthly cost breakdown · London

Rent (1-bed)$2,286
Groceries$445
Dining out$381
Transport$229
Utilities$152
Entertainment$254

NHS eliminates healthcare cost. Transport expensive but comprehensive.

Full salary breakdown →Is this a good salary in London? →Compare London with another city →

How we calculated this

• Salary: UK-ONS-ASHE median for Civil Engineer, adjusted for London.

• Tax: United Kingdom single-filer effective rate (~32%). Official calculator.

• Living costs: hand-curated local budget for a single professional.

Planning estimates, not financial or tax advice. Updated 2026. Your situation will differ.