Can a Chemist afford to live in Richmond?

Excellent40% of take-home left to save โ€” you can save aggressively here.
Median salary (gross)
Chemist ยท Richmond
$77,322
Income tax (~26% effective)
United States
โ€“ $20,150
Take-home pay
$4,764/mo
$57,172
Living costs (1 person)
$2,860/mo ยท derived
โ€“ $34,320
Savings potential
$1,904/mo ยท 40% of take-home
$22,852

Single professional, after-tax. Salary โˆ’ tax โˆ’ living costs = what you could save each year.

How we calculated this

โ€ข Salary: BLS OES median for Chemist, adjusted for Richmond.

โ€ข Tax: United States single-filer effective rate (~26%). Official calculator.

โ€ข Living costs: derived from cost-of-living index for a single professional.

Planning estimates, not financial or tax advice. Updated 2026. Your situation will differ.