Can a Biologist afford to live in Boston?

Comfortable30% of take-home left to save โ€” solid margin to save and invest.
Median salary (gross)
Biologist ยท Boston
$92,985
Income tax (~27% effective)
United States
โ€“ $25,383
Take-home pay
$5,634/mo
$67,602
Living costs (1 person)
$3,920/mo ยท derived
โ€“ $47,040
Savings potential
$1,714/mo ยท 30% of take-home
$20,562

Single professional, after-tax. Salary โˆ’ tax โˆ’ living costs = what you could save each year.

How we calculated this

โ€ข Salary: BLS OES median for Biologist, adjusted for Boston.

โ€ข Tax: United States single-filer effective rate (~27%). Official calculator.

โ€ข Living costs: derived from cost-of-living index for a single professional.

Planning estimates, not financial or tax advice. Updated 2026. Your situation will differ.