Can a Biologist afford to live in Austin?

Excellent36% of take-home left to save โ€” you can save aggressively here.
Median salary (gross)
Biologist ยท Austin
$67,160
Income tax (~19% effective)
United States
โ€“ $12,730
Take-home pay
$4,536/mo
$54,430
Living costs (1 person)
$2,910/mo ยท curated
โ€“ $34,920
Savings potential
$1,626/mo ยท 36% of take-home
$19,510

Single professional, after-tax. Salary โˆ’ tax โˆ’ living costs = what you could save each year.

Monthly cost breakdown ยท Austin

Rent (1-bed)$1,600
Groceries$380
Dining out$280
Transport$200
Utilities$140
Entertainment$180

No state income tax. Lower cost than coastal cities but rising fast.

How we calculated this

โ€ข Salary: BLS OEWS 2025 metro-area survey median for Biologist, adjusted for Austin.

โ€ข Tax: United States single-filer effective rate (~19%). Official calculator.

โ€ข Living costs: hand-curated local budget for a single professional.

Planning estimates, not financial or tax advice. Updated 2026. Your situation will differ.