Miami vs Austin: where does a surgeon save more?
Best for saving: Miami — about $22,535/mo after taxes and living costs.
Miami US ★ Best for saving | Austin US | |
|---|---|---|
| Median salary | $492,266 | $465,449 |
| Take-home / mo | $25,895 | $24,651 |
| Income tax | ~37% | ~36% |
| Living costs / mo | $3,360 | $2,910 |
| Savings / mo | $22,535 | $21,741 |
| Savings rate | 87% | 88% |
| Verdict | Excellent | Excellent |
Single professional, after-tax. "Savings" = take-home − a baseline cost of living. A planning estimate, not financial advice.
How we calculated this
• Salary: BLS/OECD median for a surgeon, adjusted per city.
• Tax: each country's single-filer effective rate (e.g. US ~37%, US ~36%).
• Living costs: a single professional's baseline monthly budget per city.
Estimates, not financial or tax advice. Updated 2026.