New York vs Austin: where does a structural engineer save more?
Best for saving: Austin — about $3,686/mo after taxes and living costs.
New York US | Austin US ★ Best for saving | |
|---|---|---|
| Median salary | $115,250 | $103,233 |
| Take-home / mo | $6,269 | $6,596 |
| Income tax | ~35% | ~23% |
| Living costs / mo | $4,120 | $2,910 |
| Savings / mo | $2,149 | $3,686 |
| Savings rate | 34% | 56% |
| Verdict | Comfortable | Excellent |
Single professional, after-tax. "Savings" = take-home − a baseline cost of living. A planning estimate, not financial advice.
How we calculated this
• Salary: BLS/OECD median for a structural engineer, adjusted per city.
• Tax: each country's single-filer effective rate (e.g. US ~35%, US ~23%).
• Living costs: a single professional's baseline monthly budget per city.
Estimates, not financial or tax advice. Updated 2026.