Austin vs San Francisco: where does a site reliability engineer save more?

Best for saving: Austin โ€” about $4,199/mo after taxes and living costs.

Austin
US
โ˜… Best for saving
San Francisco
US
Median salary$112,635$142,771
Take-home / mo$7,109$7,671
Income tax~24%~36%
Living costs / mo$2,910$4,400
Savings / mo$4,199$3,271
Savings rate59%43%
VerdictExcellentExcellent

Single professional, after-tax. "Savings" = take-home โˆ’ a baseline cost of living. A planning estimate, not financial advice.

How we calculated this

โ€ข Salary: BLS/OECD median for a site reliability engineer, adjusted per city.

โ€ข Tax: each country's single-filer effective rate (e.g. US ~24%, US ~36%).

โ€ข Living costs: a single professional's baseline monthly budget per city.

Estimates, not financial or tax advice. Updated 2026.