San Francisco vs Austin: where does a school principal save more?
Best for saving: Austin — about $4,099/mo after taxes and living costs.
San Francisco US | Austin US ★ Best for saving | |
|---|---|---|
| Median salary | $142,433 | $110,789 |
| Take-home / mo | $7,656 | $7,009 |
| Income tax | ~35% | ~24% |
| Living costs / mo | $4,400 | $2,910 |
| Savings / mo | $3,256 | $4,099 |
| Savings rate | 43% | 58% |
| Verdict | Excellent | Excellent |
Single professional, after-tax. "Savings" = take-home − a baseline cost of living. A planning estimate, not financial advice.
How we calculated this
• Salary: BLS/OECD median for a school principal, adjusted per city.
• Tax: each country's single-filer effective rate (e.g. US ~35%, US ~24%).
• Living costs: a single professional's baseline monthly budget per city.
Estimates, not financial or tax advice. Updated 2026.