San Francisco vs Austin: where does a risk manager save more?
Best for saving: Austin — about $4,222/mo after taxes and living costs.
San Francisco US | Austin US ★ Best for saving | |
|---|---|---|
| Median salary | $145,592 | $113,068 |
| Take-home / mo | $7,796 | $7,132 |
| Income tax | ~36% | ~24% |
| Living costs / mo | $4,400 | $2,910 |
| Savings / mo | $3,396 | $4,222 |
| Savings rate | 44% | 59% |
| Verdict | Excellent | Excellent |
Single professional, after-tax. "Savings" = take-home − a baseline cost of living. A planning estimate, not financial advice.
How we calculated this
• Salary: BLS/OECD median for a risk manager, adjusted per city.
• Tax: each country's single-filer effective rate (e.g. US ~36%, US ~24%).
• Living costs: a single professional's baseline monthly budget per city.
Estimates, not financial or tax advice. Updated 2026.