San Francisco vs Austin: where does a retail store manager save more?
Best for saving: Austin — about $1,243/mo after taxes and living costs.
San Francisco US | Austin US ★ Best for saving | |
|---|---|---|
| Median salary | $78,895 | $60,862 |
| Take-home / mo | $4,667 | $4,153 |
| Income tax | ~29% | ~18% |
| Living costs / mo | $4,400 | $2,910 |
| Savings / mo | $267 | $1,243 |
| Savings rate | 6% | 30% |
| Verdict | Okay | Comfortable |
Single professional, after-tax. "Savings" = take-home − a baseline cost of living. A planning estimate, not financial advice.
How we calculated this
• Salary: BLS/OECD median for a retail store manager, adjusted per city.
• Tax: each country's single-filer effective rate (e.g. US ~29%, US ~18%).
• Living costs: a single professional's baseline monthly budget per city.
Estimates, not financial or tax advice. Updated 2026.