Cincinnati vs Austin: where does a respiratory therapist save more?
Best for saving: Cincinnati — about $2,622/mo after taxes and living costs.
Cincinnati US ★ Best for saving | Austin US | |
|---|---|---|
| Median salary | $81,600 | $82,760 |
| Take-home / mo | $5,142 | $5,446 |
| Income tax | ~24% | ~21% |
| Living costs / mo | $2,520 | $2,910 |
| Savings / mo | $2,622 | $2,536 |
| Savings rate | 51% | 47% |
| Verdict | Excellent | Excellent |
Single professional, after-tax. "Savings" = take-home − a baseline cost of living. A planning estimate, not financial advice.
How we calculated this
• Salary: BLS/OECD median for a respiratory therapist, adjusted per city.
• Tax: each country's single-filer effective rate (e.g. US ~24%, US ~21%).
• Living costs: a single professional's baseline monthly budget per city.
Estimates, not financial or tax advice. Updated 2026.