Amsterdam vs Austin: where does a psychologist save more?
Best for saving: Austin — about $4,446/mo after taxes and living costs.
Amsterdam Netherlands | Austin US ★ Best for saving | |
|---|---|---|
| Median salary | $116,767 | $117,260 |
| Take-home / mo | $5,513 | $7,356 |
| Income tax | ~43% | ~25% |
| Living costs / mo | $3,640 | $2,910 |
| Savings / mo | $1,873 | $4,446 |
| Savings rate | 34% | 60% |
| Verdict | Comfortable | Excellent |
Single professional, after-tax. "Savings" = take-home − a baseline cost of living. A planning estimate, not financial advice.
How we calculated this
• Salary: BLS/OECD median for a psychologist, adjusted per city.
• Tax: each country's single-filer effective rate (e.g. Netherlands ~43%, US ~25%).
• Living costs: a single professional's baseline monthly budget per city.
Estimates, not financial or tax advice. Updated 2026.