Memphis vs Austin: where does a program manager save more?
Best for saving: Austin — about $4,219/mo after taxes and living costs.
Memphis US | Austin US ★ Best for saving | |
|---|---|---|
| Median salary | $86,555 | $113,017 |
| Take-home / mo | $5,659 | $7,129 |
| Income tax | ~22% | ~24% |
| Living costs / mo | $2,380 | $2,910 |
| Savings / mo | $3,279 | $4,219 |
| Savings rate | 58% | 59% |
| Verdict | Excellent | Excellent |
Single professional, after-tax. "Savings" = take-home − a baseline cost of living. A planning estimate, not financial advice.
How we calculated this
• Salary: BLS/OECD median for a program manager, adjusted per city.
• Tax: each country's single-filer effective rate (e.g. US ~22%, US ~24%).
• Living costs: a single professional's baseline monthly budget per city.
Estimates, not financial or tax advice. Updated 2026.