Washington DC vs Austin: where does a university professor save more?

Best for saving: Washington DC โ€” about $3,595/mo after taxes and living costs.

Washington DC
US
โ˜… Best for saving
Austin
US
Median salary$132,060$101,404
Take-home / mo$7,575$6,495
Income tax~31%~23%
Living costs / mo$3,980$2,910
Savings / mo$3,595$3,585
Savings rate47%55%
VerdictExcellentExcellent

Single professional, after-tax. "Savings" = take-home โˆ’ a baseline cost of living. A planning estimate, not financial advice.

How we calculated this

โ€ข Salary: BLS/OECD median for a university professor, adjusted per city.

โ€ข Tax: each country's single-filer effective rate (e.g. US ~31%, US ~23%).

โ€ข Living costs: a single professional's baseline monthly budget per city.

Estimates, not financial or tax advice. Updated 2026.