Austin vs San Francisco: where does a private equity analyst save more?

Best for saving: San Francisco โ€” about $3,645/mo after taxes and living costs.

Austin
US
San Francisco
US
โ˜… Best for saving
Median salary$101,530$151,322
Take-home / mo$6,502$8,045
Income tax~23%~36%
Living costs / mo$2,910$4,400
Savings / mo$3,592$3,645
Savings rate55%45%
VerdictExcellentExcellent

Single professional, after-tax. "Savings" = take-home โˆ’ a baseline cost of living. A planning estimate, not financial advice.

How we calculated this

โ€ข Salary: BLS/OECD median for a private equity analyst, adjusted per city.

โ€ข Tax: each country's single-filer effective rate (e.g. US ~23%, US ~36%).

โ€ข Living costs: a single professional's baseline monthly budget per city.

Estimates, not financial or tax advice. Updated 2026.