Washington DC vs Austin: where does a physical therapist save more?
Best for saving: Washington DC — about $4,295/mo after taxes and living costs.
Washington DC US ★ Best for saving | Austin US | |
|---|---|---|
| Median salary | $146,763 | $111,606 |
| Take-home / mo | $8,275 | $7,053 |
| Income tax | ~32% | ~24% |
| Living costs / mo | $3,980 | $2,910 |
| Savings / mo | $4,295 | $4,143 |
| Savings rate | 52% | 59% |
| Verdict | Excellent | Excellent |
Single professional, after-tax. "Savings" = take-home − a baseline cost of living. A planning estimate, not financial advice.
How we calculated this
• Salary: BLS/OECD median for a physical therapist, adjusted per city.
• Tax: each country's single-filer effective rate (e.g. US ~32%, US ~24%).
• Living costs: a single professional's baseline monthly budget per city.
Estimates, not financial or tax advice. Updated 2026.