Atlanta vs Austin: where does a physical therapist save more?

Best for saving: Austin โ€” about $4,090/mo after taxes and living costs.

Atlanta
US
Austin
US
โ˜… Best for saving
Median salary$106,127$110,623
Take-home / mo$6,270$7,000
Income tax~29%~24%
Living costs / mo$2,940$2,910
Savings / mo$3,330$4,090
Savings rate53%58%
VerdictExcellentExcellent

Single professional, after-tax. "Savings" = take-home โˆ’ a baseline cost of living. A planning estimate, not financial advice.

How we calculated this

โ€ข Salary: BLS/OECD median for a physical therapist, adjusted per city.

โ€ข Tax: each country's single-filer effective rate (e.g. US ~29%, US ~24%).

โ€ข Living costs: a single professional's baseline monthly budget per city.

Estimates, not financial or tax advice. Updated 2026.