San Francisco vs Austin: where does a optometrist save more?
Best for saving: San Francisco — about $5,676/mo after taxes and living costs.
San Francisco US ★ Best for saving | Austin US | |
|---|---|---|
| Median salary | $199,281 | $130,460 |
| Take-home / mo | $10,076 | $8,041 |
| Income tax | ~39% | ~26% |
| Living costs / mo | $4,400 | $2,910 |
| Savings / mo | $5,676 | $5,131 |
| Savings rate | 56% | 64% |
| Verdict | Excellent | Excellent |
Single professional, after-tax. "Savings" = take-home − a baseline cost of living. A planning estimate, not financial advice.
How we calculated this
• Salary: BLS/OECD median for a optometrist, adjusted per city.
• Tax: each country's single-filer effective rate (e.g. US ~39%, US ~26%).
• Living costs: a single professional's baseline monthly budget per city.
Estimates, not financial or tax advice. Updated 2026.