Seattle vs Austin: where does a loan officer save more?

Best for saving: Seattle โ€” about $2,988/mo after taxes and living costs.

Seattle
US
โ˜… Best for saving
Austin
US
Median salary$110,029$83,164
Take-home / mo$6,968$5,469
Income tax~24%~21%
Living costs / mo$3,980$2,910
Savings / mo$2,988$2,559
Savings rate43%47%
VerdictExcellentExcellent

Single professional, after-tax. "Savings" = take-home โˆ’ a baseline cost of living. A planning estimate, not financial advice.

How we calculated this

โ€ข Salary: BLS/OECD median for a loan officer, adjusted per city.

โ€ข Tax: each country's single-filer effective rate (e.g. US ~24%, US ~21%).

โ€ข Living costs: a single professional's baseline monthly budget per city.

Estimates, not financial or tax advice. Updated 2026.