Austin vs San Francisco: where does a ios developer save more?
Best for saving: San Francisco — about $5,879/mo after taxes and living costs.
Austin US | San Francisco US ★ Best for saving | |
|---|---|---|
| Median salary | $134,120 | $203,984 |
| Take-home / mo | $8,234 | $10,279 |
| Income tax | ~26% | ~40% |
| Living costs / mo | $2,910 | $4,400 |
| Savings / mo | $5,324 | $5,879 |
| Savings rate | 65% | 57% |
| Verdict | Excellent | Excellent |
Single professional, after-tax. "Savings" = take-home − a baseline cost of living. A planning estimate, not financial advice.
How we calculated this
• Salary: BLS/OECD median for a ios developer, adjusted per city.
• Tax: each country's single-filer effective rate (e.g. US ~26%, US ~40%).
• Living costs: a single professional's baseline monthly budget per city.
Estimates, not financial or tax advice. Updated 2026.