Houston vs Austin: where does a insurance agent save more?
Best for saving: Austin — about $1,216/mo after taxes and living costs.
Houston US | Austin US ★ Best for saving | |
|---|---|---|
| Median salary | $50,864 | $60,418 |
| Take-home / mo | $3,534 | $4,126 |
| Income tax | ~17% | ~18% |
| Living costs / mo | $2,740 | $2,910 |
| Savings / mo | $794 | $1,216 |
| Savings rate | 22% | 29% |
| Verdict | Comfortable | Comfortable |
Single professional, after-tax. "Savings" = take-home − a baseline cost of living. A planning estimate, not financial advice.
How we calculated this
• Salary: BLS/OECD median for a insurance agent, adjusted per city.
• Tax: each country's single-filer effective rate (e.g. US ~17%, US ~18%).
• Living costs: a single professional's baseline monthly budget per city.
Estimates, not financial or tax advice. Updated 2026.