San Francisco vs Austin: where does a health informatics specialist save more?
Best for saving: Austin — about $5,118/mo after taxes and living costs.
San Francisco US | Austin US ★ Best for saving | |
|---|---|---|
| Median salary | $167,045 | $130,205 |
| Take-home / mo | $8,705 | $8,028 |
| Income tax | ~37% | ~26% |
| Living costs / mo | $4,400 | $2,910 |
| Savings / mo | $4,305 | $5,118 |
| Savings rate | 49% | 64% |
| Verdict | Excellent | Excellent |
Single professional, after-tax. "Savings" = take-home − a baseline cost of living. A planning estimate, not financial advice.
How we calculated this
• Salary: BLS/OECD median for a health informatics specialist, adjusted per city.
• Tax: each country's single-filer effective rate (e.g. US ~37%, US ~26%).
• Living costs: a single professional's baseline monthly budget per city.
Estimates, not financial or tax advice. Updated 2026.