San Francisco vs Austin: where does a firefighter save more?
Best for saving: Austin — about $1,507/mo after taxes and living costs.
San Francisco US | Austin US ★ Best for saving | |
|---|---|---|
| Median salary | $82,778 | $65,183 |
| Take-home / mo | $4,861 | $4,417 |
| Income tax | ~30% | ~19% |
| Living costs / mo | $4,400 | $2,910 |
| Savings / mo | $461 | $1,507 |
| Savings rate | 9% | 34% |
| Verdict | Okay | Comfortable |
Single professional, after-tax. "Savings" = take-home − a baseline cost of living. A planning estimate, not financial advice.
How we calculated this
• Salary: BLS/OECD median for a firefighter, adjusted per city.
• Tax: each country's single-filer effective rate (e.g. US ~30%, US ~19%).
• Living costs: a single professional's baseline monthly budget per city.
Estimates, not financial or tax advice. Updated 2026.