Charlotte vs Austin: where does a firefighter save more?

Best for saving: Austin โ€” about $1,119/mo after taxes and living costs.

Charlotte
US
Austin
US
โ˜… Best for saving
Median salary$38,700$58,830
Take-home / mo$2,607$4,029
Income tax~19%~18%
Living costs / mo$2,690$2,910
Savings / mo$-83$1,119
Savings rate-3%28%
VerdictTightComfortable

Single professional, after-tax. "Savings" = take-home โˆ’ a baseline cost of living. A planning estimate, not financial advice.

How we calculated this

โ€ข Salary: BLS/OECD median for a firefighter, adjusted per city.

โ€ข Tax: each country's single-filer effective rate (e.g. US ~19%, US ~18%).

โ€ข Living costs: a single professional's baseline monthly budget per city.

Estimates, not financial or tax advice. Updated 2026.