Seattle vs San Francisco: where does a data scientist save more?

Best for saving: Seattle โ€” about $6,201/mo after taxes and living costs.

Seattle
US
โ˜… Best for saving
San Francisco
US
Median salary$173,186$176,777
Take-home / mo$10,181$9,098
Income tax~29%~38%
Living costs / mo$3,980$4,400
Savings / mo$6,201$4,698
Savings rate61%52%
VerdictExcellentExcellent

Single professional, after-tax. "Savings" = take-home โˆ’ a baseline cost of living. A planning estimate, not financial advice.

How we calculated this

โ€ข Salary: BLS/OECD median for a data scientist, adjusted per city.

โ€ข Tax: each country's single-filer effective rate (e.g. US ~29%, US ~38%).

โ€ข Living costs: a single professional's baseline monthly budget per city.

Estimates, not financial or tax advice. Updated 2026.