San Jose vs Austin: where does a data architect save more?
Best for saving: San Jose — about $7,830/mo after taxes and living costs.
San Jose US ★ Best for saving | Austin US | |
|---|---|---|
| Median salary | $249,552 | $169,668 |
| Take-home / mo | $12,170 | $10,014 |
| Income tax | ~41% | ~29% |
| Living costs / mo | $4,340 | $2,910 |
| Savings / mo | $7,830 | $7,104 |
| Savings rate | 64% | 71% |
| Verdict | Excellent | Excellent |
Single professional, after-tax. "Savings" = take-home − a baseline cost of living. A planning estimate, not financial advice.
How we calculated this
• Salary: BLS/OECD median for a data architect, adjusted per city.
• Tax: each country's single-filer effective rate (e.g. US ~41%, US ~29%).
• Living costs: a single professional's baseline monthly budget per city.
Estimates, not financial or tax advice. Updated 2026.