San Jose vs Austin: where does a certified public accountant save more?
Best for saving: Austin — about $3,219/mo after taxes and living costs.
San Jose US | Austin US ★ Best for saving | |
|---|---|---|
| Median salary | $133,865 | $94,883 |
| Take-home / mo | $7,272 | $6,129 |
| Income tax | ~35% | ~22% |
| Living costs / mo | $4,340 | $2,910 |
| Savings / mo | $2,932 | $3,219 |
| Savings rate | 40% | 53% |
| Verdict | Excellent | Excellent |
Single professional, after-tax. "Savings" = take-home − a baseline cost of living. A planning estimate, not financial advice.
How we calculated this
• Salary: BLS/OECD median for a certified public accountant, adjusted per city.
• Tax: each country's single-filer effective rate (e.g. US ~35%, US ~22%).
• Living costs: a single professional's baseline monthly budget per city.
Estimates, not financial or tax advice. Updated 2026.