Richmond vs Austin: where does a certified public accountant save more?
Best for saving: Austin — about $2,556/mo after taxes and living costs.
Richmond US | Austin US ★ Best for saving | |
|---|---|---|
| Median salary | $82,950 | $83,120 |
| Take-home / mo | $5,059 | $5,466 |
| Income tax | ~27% | ~21% |
| Living costs / mo | $2,860 | $2,910 |
| Savings / mo | $2,199 | $2,556 |
| Savings rate | 43% | 47% |
| Verdict | Excellent | Excellent |
Single professional, after-tax. "Savings" = take-home − a baseline cost of living. A planning estimate, not financial advice.
How we calculated this
• Salary: BLS/OECD median for a certified public accountant, adjusted per city.
• Tax: each country's single-filer effective rate (e.g. US ~27%, US ~21%).
• Living costs: a single professional's baseline monthly budget per city.
Estimates, not financial or tax advice. Updated 2026.