Charlotte vs Austin: where does a certified public accountant save more?

Best for saving: Charlotte โ€” about $2,978/mo after taxes and living costs.

Charlotte
US
โ˜… Best for saving
Austin
US
Median salary$92,910$83,120
Take-home / mo$5,668$5,466
Income tax~27%~21%
Living costs / mo$2,690$2,910
Savings / mo$2,978$2,556
Savings rate53%47%
VerdictExcellentExcellent

Single professional, after-tax. "Savings" = take-home โˆ’ a baseline cost of living. A planning estimate, not financial advice.

How we calculated this

โ€ข Salary: BLS/OECD median for a certified public accountant, adjusted per city.

โ€ข Tax: each country's single-filer effective rate (e.g. US ~27%, US ~21%).

โ€ข Living costs: a single professional's baseline monthly budget per city.

Estimates, not financial or tax advice. Updated 2026.