Baltimore vs Austin: where does a chemist save more?
Best for saving: Baltimore — about $3,846/mo after taxes and living costs.
Baltimore US ★ Best for saving | Austin US | |
|---|---|---|
| Median salary | $118,880 | $79,770 |
| Take-home / mo | $6,926 | $5,276 |
| Income tax | ~30% | ~21% |
| Living costs / mo | $3,080 | $2,910 |
| Savings / mo | $3,846 | $2,366 |
| Savings rate | 56% | 45% |
| Verdict | Excellent | Excellent |
Single professional, after-tax. "Savings" = take-home − a baseline cost of living. A planning estimate, not financial advice.
How we calculated this
• Salary: BLS/OECD median for a chemist, adjusted per city.
• Tax: each country's single-filer effective rate (e.g. US ~30%, US ~21%).
• Living costs: a single professional's baseline monthly budget per city.
Estimates, not financial or tax advice. Updated 2026.