San Jose vs Austin: where does a actuary save more?
Best for saving: San Jose — about $6,132/mo after taxes and living costs.
San Jose US ★ Best for saving | Austin US | |
|---|---|---|
| Median salary | $208,478 | $142,664 |
| Take-home / mo | $10,472 | $8,677 |
| Income tax | ~40% | ~27% |
| Living costs / mo | $4,340 | $2,910 |
| Savings / mo | $6,132 | $5,767 |
| Savings rate | 59% | 66% |
| Verdict | Excellent | Excellent |
Single professional, after-tax. "Savings" = take-home − a baseline cost of living. A planning estimate, not financial advice.
How we calculated this
• Salary: BLS/OECD median for a actuary, adjusted per city.
• Tax: each country's single-filer effective rate (e.g. US ~40%, US ~27%).
• Living costs: a single professional's baseline monthly budget per city.
Estimates, not financial or tax advice. Updated 2026.